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Construction Business Loans & Financing

We provide construction business loans to a wide variety of businesses, such as residential and commercial construction companies!

Construction business loans help companies in the residential and commercial construction industry get the funding they need to complete projects on budget and on time. A small business construction loan can be used to pay workers, rent equipment, buy building materials, and more to ensure that all contracted work can be completed and paid for.

Small business construction loans are short-term loans that businesses use to complete construction of a residential or business property. Once the project is done, the buyer pays the construction company either through lending of their own, or in cash. Construction business loans can help pay for all the different operations of a construction enterprise whether large or small.

How To Use a Construction Business Loan

Equipment

Buying millions of dollars worth of equipment is near impossible for the average person. That’s why it’s good to use commercial construction financing.

Inventory

You need supplies on hand to complete your projects. No one wants to be waiting on materials because you ran out of money. Use our business loans to help.

Hiring

Using a construction business loan can help you hire the right team to get your business rolling.

Cash Flow

Need more cash flow? Cash flow problems are often solved when you use the right construction finance loan.

There are many ways to use a construction business loan. Everything from equipment, repairs, payroll, building supplies, and more can be funded using a variety of types of business loans.

Why Apply for a Construction Business Loan?

When you find yourself running out of money when it comes time for payroll or you’d like to do multiple projects at once, you might need a construction business loan. Other reasons include needing more resources for inventory and wanting to hire more workers.

A construction loan is a great idea if you want to have better cash flow, increase the number of projects you can do at once, and if you want to fund new equipment, tools, and inventory.

01

Take Additional Projects

It’s great to take on multiple projects when the seasons are nice. Using a construction business loan gives you the freedom to work on more than one build and have plenty of money to do it.

02

Hire Seasonal Employees

You can often wait months before a construction project is complete and the bill paid in full. Using financing for construction projects gives you enough for payroll expenses as well.

03

Pay for Tools & Equipment

Losing tools on the jobsite, or you just need to replace broken items? Construction business financing gives you the resources your need to pay for all your building tools and equipment.

Reach out to one of our Loan Specialists to apply for construction business financing. It’s best to have all your financial information for your business including income, expenses, assets, and profits for a year or more. If you’re just starting out, lenders may look at your personal credit to make a determination.

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Minimum Eligibility Requirements

Grow your construction business without hurting your cash flow. When you meet these minimum requirements, you may be eligible for a loan with Hawthorne Business Capital.

Minimum 6 Months in Business
$150K + Annual Revenue
No Open Bankruptcy
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