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Restaurant Business Loans & Financing

Restaurant loans are business loans designed just for the restaurant industry. They are tailored to the recurring expenses and cash flow needs of food service companies. Each loan is uniquely tailored to the needs of the individual restaurant. These loans can provide much-needed cash even during slow times of the month or year.

Restaurants that need working capital, especially during the early phases of their business often get restaurant loans. These loans provide the resources they need to pay their staff, buy products and cooking equipment, and even pay the building lease and other bills during the slowest times of the year.

How To Use a Restaurant Loan

Equipment

Buy new cooking equipment to outfit your restaurant kitchen.

Expansion

Expand your restaurant business to a new location.

Staffing

Hire new restaurant staff to give your guests the best service.

Cash Flow

Cash flow problems are often solved when you use the right business loan.

There are many ways to use a restaurant loan. Whether you want to expand your operations or add new staff, here are some of the top ways that businesses use these loans.

Why Apply for Restaurant Financing

Financing a restaurant with certain loan types can be very difficult to obtain. People with good credit scores or other success in business are more likely to get restaurant loans than those who have never done business before or who have bad credit.

The average person can expect to get anywhere from $5000 to $1 million or more for loans to open a restaurant. Since each situation, business plan, and business owner are so unique, future restaurant owners need to contact us to get more information.

01

Purchase Inventory

Getting enough inventory to open a business is one of the reasons people apply for restaurant loans.

02

Invest in Marketing

Marketing is critical for any business. Get restaurant financing to help grow your business.

03

Implement an Online Ordering System

Implement a new online ordering system to improve the customer experience and save you time.

Reach out to one of our Loan Specialists to apply for construction business financing. It’s best to have all your financial information for your business including income, expenses, assets, and profits for a year or more. If you’re just starting out, lenders may look at your personal credit to make a determination.

Service

Minimum Eligibility Requirements

Get a restaurant business loan to help you with all the expenses of making and serving food. We can help you with your lending needs if you meet the following eligibility criteria.

Minimum 6 Months in Business
$150K + Annual Revenue
No Open Bankruptcy
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